Saving for Health – Like Mother, Like Daughter

Forty–year–old Bintou Coulibaly remains seated on a small wooden stool after the end of her weekly Credit Association group meeting in Louta Goura village, in the farm country north of Ségou. She twines her arms around her 3–year–old daughter and wrings her hands while snuggling the child. She says she worries a lot. “I am always thinking about the future. If you are in trouble yourself, it often means that your children are in trouble, too.”

Five years ago, tired of the old financial system of bartering bags of rice and onions, “which you then have to pay back before feeding your own family,” Bintou joined a women’s Credit Association, based on Freedom from Hunger’s Credit with Education program. “Before, there were very hard times,“ she recalls, but now, “things have improved a lot. We can help our husbands and work together as a team.”

Using her loans to grow onions, Bintou sells them on her own terms and now saves 250 CFA (US$.50) a week. Because she had to quit school after the fifth grade to work, she never had the chance to pursue her dream of becoming a medical doctor. Instead, she married a man chosen by her parents and has devoted the last 20 years to him and their children, ages 3 to 20.

Bintou invests proceeds from her savings in school fees so that her children will have more choices than she did. “School fees are the most important issue,” she asserts. Her eldest child, a striking young woman named Assiatou, just completed high school, where she concentrated in biological science. Assiatou has taken her entrance exams for college and feels pretty certain she passed. She speaks shyly but surely of her clear intentions to become a midwife. And while Assiatou hopes to marry and have a family someday, that will come “much later,” after school.

“My father used to work in the office of the state,” she says, “but now he plows the field. . . . It is very hard work. My mother works very hard, too, and I worry about her. But she will not allow me to help her with the chores–she would like me only to study a lot.” How does her mother manage to care for her large family, cultivate and harvest vegetables by hand, and make the long walk to market each week to sell her produce? “I just don’t sleep,” Bintou jokes, because that is what it takes.

Her mother would have made a good doctor, Assiatou believes. The nearest maternal health center is in Kolono, too far away to walk and, too often, impossible to reach in time when emergencies arise. When she completes medical training in the city, Assiatou would like to return to open a maternal health clinic in her family’s village. Maybe then, she can hire her mother to manage the place.