Freedom from Hunger is committed to sharing what we learn with the rest of the field. Our expert staff members are regularly called upon to contribute commentary, articles and chapters for trade publications, technical journals and books.

We are pleased to provide the following list of published works authored or co-authored by Freedom from Hunger staff, past and present. These articles are generally available for free download in PDF format or via links to other websites. In some cases, articles have been published by journals that provide access only by subscription or purchase.

The titles are listed according to the date of publication, starting with the most recent articles. We provide complete citation information for the convenience of researchers wanting to cite the publication in their own work and provide access to French or Spanish versions, when available.

We sincerely hope you will find these articles useful for broadening your understanding of value-added microfinance and related topics.

Why Not Add Health to Microfinance?!

Chandler, Cassie. CGAP—Microfinance Gateway (June 2012).

Read or download the article at the CGAP—Microfinance Gateway site (link will open in a new window).



In addition to being keenly aware of their financial bottom line, many microfinance institutions (MFIs) strive to uphold a social mission. These need not be mutually exclusive.

Adding health to microfinance speaks to the social mission, but can also improve client loyalty and competitive advantage, and be simple and low-cost. Some MFIs shy away from integrating health, as it sounds daunting and complex; however, there is no need for it to be.

Integrated Health and Microfinance in India: Harnessing the Strengths of Two Sectors to Improve Health and Alleviate Poverty. State of the Field of Integrated Health and Microfinance in India, 2012

Metcalfe, Marcia (Freedom from Hunger). Somen Saha (India Institute of Public Health, Ghandinagar), D.S.K. Rao (Microcredit Summit Campaign), Kathleen Stack (Freedom from Hunger) and Anna Awimbo (Microcredit Summit Campaign). 28pp. (June 2012). Washington

Freedom from Hunger Savings Group News

Freedom from Hunger Staff, May 2012.

AIM Youth Newletter (1st Edition 2012)

Freedom from Hunger, AIM Youth team.

New Partnership to Bring Health Protection to 3,700,000 People in India

Microcredit Summit News Release. 2-3pp (January 2012).

Microfinance is a vital weapon in the fight against poverty, but so health protection.  Now, through a new partnership between Freedom from Hunger and the MicroCredit Summit in India, 700,000 microfinance clients—plus their family members—will soon be able to protect their health as well as their finances.

Confessions of Two Adult Educators—It's harder than it looks, but the payoff is priceless when done right.

Francois, Edouine and Maria Matilde Olazabal. Monday Developments, Vol. 29, Issue 11, pgs 21-23. (November 2011)

Read or download the article at Interaction's Monday Developments Magazines (link will open in a new window).



Have you ever watched some -one make a great discovery? Maria Matilde Olazabal did in Chiapas,
Mexico, while training a group of Chamula women to explore different ways they could improve their savings and define their own saving goals. One woman turned to the group and said, “What we are doing here is dreaming that we can reach anything with our own effort. I am not used to dreaming. I like it!”...

AIM Youth Newsletter (Fall 2011)

Freedom from Hunger, AIM Youth team.

Microfinance: A sustainable platform for non-financial service

Gray,Bobbi, Megan Gash, Scarlett Reeves, Benjamin Crookston. In Thomas L. Wouters (Ed.). "Progress in Economics Research. Volume 20". 22pp. (2011). Hauppage, NY : Nova Science Publishers, Inc. (Read-Only version).


Over the past few years, microfinance has been widely heralded as a successful contributor to the alleviation of poverty. Scores of studies have shown the positive impact that microfinance can have on the lives of poor people. However, overall progress has been disappointing. Achievement of poverty alleviation goals will call for new and innovative ways of working rather than more of the same. A strategic, overarching strategy to address poor people's interrelated needs through creative partnerships that build on the best of different development sectors has the potential to lead to exponential rather than incremental reduction of poverty in the developing world. Evidence now supports the integration of microfinance with non-financial services as an approach that has potential for enormous contribution to poverty alleviation. This chapter will focus on the opportunities and challenges for microfinance organizations providing these integrated services. It also will provide supporting evidence that shows promising financial and health benefits of integration for the poor and the institutions that support their self-help efforts.

Durability of savings group porgrammes: A decade of experience in Ecuador

Fleischer Proaño, Laura, M. Gash and A. Kuklewicz. 2011.Enterprise Development and Microfinance, 22 (2), 147-160. doi: 10.3362/1755-1986.2011.017.


In 1999, Peace Corps Ecuador piloted a savings group programme called Programa de Ahorro y Crédito (PAC). In 11 years, it has grown to approximately 50,000 members in 1,500 savings groups, with very little programme investment and resources. A study by Freedom from Hunger shows that members have found many social and financial benefits through participation in the savings groups, have adapted the methodology to meet their needs, and are independently motivated to expand access by recruiting and assisting other community members to form new groups. While the study concludes with recommendations for strengthening savings group programmes, the continued existence of many mature PAC groups that received only minimal initial training and the high rate of replication of groups demonstrates that savings groups can be a popular and highly sustainable way to provide accessible and low cost financial services to the poor.