Freedom from Hunger is committed to sharing what we learn with the rest of the field. Our expert staff members are regularly called upon to contribute commentary, articles and chapters for trade publications, technical journals and books.

We are pleased to provide the following list of published works authored or co-authored by Freedom from Hunger staff, past and present. These articles are generally available for free download in PDF format or via links to other websites. In some cases, articles have been published by journals that provide access only by subscription or purchase.

The titles are listed according to the date of publication, starting with the most recent articles. We provide complete citation information for the convenience of researchers wanting to cite the publication in their own work and provide access to French or Spanish versions, when available.

We sincerely hope you will find these articles useful for broadening your understanding of value-added microfinance and related topics.

AIM Youth Newletter (1st Edition 2012)

Freedom from Hunger, AIM Youth team.

New Partnership to Bring Health Protection to 3,700,000 People in India

Microcredit Summit News Release. 2-3pp (January 2012).

Microfinance is a vital weapon in the fight against poverty, but so health protection.  Now, through a new partnership between Freedom from Hunger and the MicroCredit Summit in India, 700,000 microfinance clients—plus their family members—will soon be able to protect their health as well as their finances.

Confessions of Two Adult Educators—It's harder than it looks, but the payoff is priceless when done right.

Francois, Edouine and Maria Matilde Olazabal. Monday Developments, Vol. 29, Issue 11, pgs 21-23. (November 2011)

Read or download the article at Interaction's Monday Developments Magazines (link will open in a new window).



Have you ever watched some -one make a great discovery? Maria Matilde Olazabal did in Chiapas,
Mexico, while training a group of Chamula women to explore different ways they could improve their savings and define their own saving goals. One woman turned to the group and said, “What we are doing here is dreaming that we can reach anything with our own effort. I am not used to dreaming. I like it!”...

AIM Youth Newsletter (Fall 2011)

Freedom from Hunger, AIM Youth team.

Microfinance: A sustainable platform for non-financial service

Gray,Bobbi, Megan Gash, Scarlett Reeves, Benjamin Crookston. In Thomas L. Wouters (Ed.). "Progress in Economics Research. Volume 20". 22pp. (2011). Hauppage, NY : Nova Science Publishers, Inc. (Read-Only version).


Over the past few years, microfinance has been widely heralded as a successful contributor to the alleviation of poverty. Scores of studies have shown the positive impact that microfinance can have on the lives of poor people. However, overall progress has been disappointing. Achievement of poverty alleviation goals will call for new and innovative ways of working rather than more of the same. A strategic, overarching strategy to address poor people's interrelated needs through creative partnerships that build on the best of different development sectors has the potential to lead to exponential rather than incremental reduction of poverty in the developing world. Evidence now supports the integration of microfinance with non-financial services as an approach that has potential for enormous contribution to poverty alleviation. This chapter will focus on the opportunities and challenges for microfinance organizations providing these integrated services. It also will provide supporting evidence that shows promising financial and health benefits of integration for the poor and the institutions that support their self-help efforts.

Durability of savings group porgrammes: A decade of experience in Ecuador

Fleischer Proaño, Laura, M. Gash and A. Kuklewicz. 2011.Enterprise Development and Microfinance, 22 (2), 147-160. doi: 10.3362/1755-1986.2011.017.


In 1999, Peace Corps Ecuador piloted a savings group programme called Programa de Ahorro y Crédito (PAC). In 11 years, it has grown to approximately 50,000 members in 1,500 savings groups, with very little programme investment and resources. A study by Freedom from Hunger shows that members have found many social and financial benefits through participation in the savings groups, have adapted the methodology to meet their needs, and are independently motivated to expand access by recruiting and assisting other community members to form new groups. While the study concludes with recommendations for strengthening savings group programmes, the continued existence of many mature PAC groups that received only minimal initial training and the high rate of replication of groups demonstrates that savings groups can be a popular and highly sustainable way to provide accessible and low cost financial services to the poor.

Integrating Microfinance and Health Benefits, Challenges and Reflections for Moving Forward

Leatherman, Sheila, Christopher Dunford, Marcia Metcalfe, Myka Reinsch, Megan Gash and Bobbi Gray. Global Microcredit Summit 2011. 49pp (July 2011)

Get the article at Global Microcredit Summit 2011 (link will open in a new window).


Microfinance clients and their families often face health challenges that impede their ability to use financial services to improve their lives. Health shocks are among the most common reasons that clients fail to repay, save, and remain active customers. For the benefit of both their social and financial bottom lines, many microfinance providers have felt compelled to help clients prevent and/or treat common health problems. They have developed a variety of responses, ranging from preventive health education to healthcare financing (commitment savings, emergency loans and insurance) to provision of health services and products. This paper surveys the range of experience of microfinance providers of all types and geographies, as well as the available evidence of impacts for clients, families, and communities and the cost and benefits to the microfinance providers who offer health protection options. Lessons for practice and ideas for experimentation and research are offered with the full expectation that integration of microfinance and health protection will become increasingly common in poverty alleviation programs.

Freedom from Hunger Savings Group News

Freedom from Hunger Staff, June 2011.

AIM Youth Newsletter (Summer 2011)

Freedom from Hunger, AIM Youth team.

Malaria Education Policy Brief

Gray, Bobbi. 3pp. (April 2011). Davis, CA : Freedom from Hunger