Abstract

In the financial services sector there has been a significant investment towards advancement of youth financial access and capability, in an effort to improve young people’s future economic options, especially in low-income countries. Many projects have designed and offered youth financial services integrated with non-financial services, such as financial and business education. But with demonstration projects coming to a close, there is a need to determine how to scale up services sustainably. This publication by the European Microfinance Platform analyzes a variety of macro- and micro-level factors that can impact the scalability and sustainability of youth integrated services. The objective of the publication is to provide guidance to governments, donors and financial service providers on a context-appropriate approach to offering both financial and non-financial services to young people. Freedom from Hunger highlights two of its Ecuadorian credit union partners, Cooperativa San Jose and Cooperativa Cooprogreso, and their work in developing youth financial and nonfinancial services.