In addition to being keenly aware of their financial bottom line, many microfinance institutions (MFIs) strive to uphold a social mission. These need not be mutually exclusive.

Adding health to microfinance speaks to the social mission, but can also improve client loyalty and competitive advantage, and be simple and low-cost. Some MFIs shy away from integrating health, as it sounds daunting and complex; however, there is no need for it to be.